Hereditary conditions in pets: what's covered by pet insurance?
Learn how our pet insurance covers hereditary conditions and why getting covered early is important.
Read more23 February 2026
Tick paralysis is one of the most serious seasonal health risks for pets in Australia. While many people associate ticks with dogs, cats are also at risk – especially in tick-prone coastal regions of NSW, QLD and parts of Victoria.
Petcover’s Superior and Mid-Range plans cover illness-related veterinary expenses, including treatment for tick paralysis in cats.
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Tick paralysis is caused by a toxin released in the saliva of the paralysis tick. As a tick feeds, it disrupts your pet’s nervous system, causing their condition to worsen over time. Without immediate veterinary care, tick paralysis can escalate rapidly and even become life‑threatening. That’s why recognising the earliest warning signs is important.
Symptoms can develop quickly and often worsen over 24-72 hours. Watch for:
One of the earliest and most common signs is weakness in the back legs. Your cat may:
Cats with tick paralysis often:
In severe cases, complete paralysis can occur.
You may notice neurological signs that indicate the toxin is affecting the nervous system, such as enlarged pupils, reduced blinking and slower responses to touch or sound.
A normally food-motivated cat suddenly refusing food can be an early red flag – especially during tick season.
Tick paralysis can impact throat muscles, leading to:
If the toxin progresses, it can affect the muscles responsible for breathing. This is a medical emergency. Seek immediate veterinary care if your cat shows:

Tick paralysis is always urgent.
Even if you cannot find a tick, your vet can perform a full examination.
While ticks are most active during warmer months (spring and summer), cases can occur year-round in some regions. If you live in coastal NSW or Queensland, regular tick prevention is essential – even for indoor cats, as ticks can be carried inside on clothing or other pets.
Prevention is far more affordable – and far less stressful – than emergency treatment.
Treatment for tick paralysis can involve:
Costs can quickly run into thousands of dollars, depending on severity and recovery time.
That’s why having pet insurance in place before illness or injury occurs is so important.
At Petcover Australia, we understand how frightening emergencies like tick paralysis can be.
Our pet insurance policies are designed to help reduce the financial stress of unexpected vet bills, so you can focus on your cat’s recovery – not the cost. Depending on your level of cover, benefits may include:
When your pet needs urgent care, every minute makes a difference – especially with conditions that can change quickly.
Tick paralysis can develop over time, and spotting early signs helps your vet step in sooner. If you notice your cat becoming unusually tired, a bit unsteady, or having trouble swallowing or breathing, it’s important to have them checked by a veterinarian as soon as possible.
And if you’re still exploring pet insurance options, it’s simply worth knowing that having cover in place can help make unexpected moments easier to manage.
Learn more about cat insurance