Dog insurance from an award-winning provider
- Up to $20,000 cover for eligible vet bills
- Choice of policies including ‘Umbrella for life’
- Up to 100% of eligible vet bills covered
- Manage your policy and claims online
- 4 weeks free dog insurance* - use code: C4WF21
Petcover, Australia’s award-winning dog insurance provider
We get it – dogs aren’t just pets, they’re family. Our furry friends have a knack for getting into all sorts of mischief, whether it’s chasing a ball a little too hard, or exploring places they shouldn’t. When life throws them a curveball, dog insurance is here to help.
With cover for accidents, injuries, and illnesses, Petcover dog insurance gives you peace of mind, knowing your beloved companion is protected when they need it most.
Why choose Petcover dog insurance?
Join over 250,000 pet owners who trust us to protect their pets.
With award-winning pet policies, no waiting periods on injuries, and an easy claims process, we make it simple to insure your dog. Plus, our vet-endorsed policies and expert team ensure your dog receives top-notch care.
Compare our dog insurance plans
Superior plan– the most comprehensive insurance cover on offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.
B
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Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $20,000
(As shown in the Certificate of Insurance.) -
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.) -
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
-
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
-
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $5 million
Any one loss occurrence.) -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $2,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing. Refer to PDS for further information.
Up to $2,000
-
Loss by theft or straying
Cover the price you paid for your dog (or the market value, whichever is lesser) if your dog is stolen or goes missing and does not return, if eligibility criteria are met.
Up to $2,000
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $2,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)Select Breeds
$150+20% (4+ years)
$150+35% (7+ years) -
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.) -
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.) -
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit -
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $3 million
(Any one loss occurrence.) -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing. Refer to PDS for further information.
Up to $1,000
-
Loss by theft or straying
Cover the price you paid for your dog (or the market value, whichever is lesser) if your dog is stolen or goes missing and does not return, if eligibility criteria are met.
Up to $1,500
Optional extra benefit -
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $1,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)Select Breeds
$150+20% (4+ years)
$150+35% (7+ years) -
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
(As shown in the Certificate of Insurance.) -
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.) -
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit -
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $3 million
(any one loss occurrence) -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing. Refer to PDS for further information.
Up to $1,000
-
Loss by theft or straying
Cover the price you paid for your dog (or the market value, whichever is lesser) if your dog is stolen or goes missing and does not return, if eligibility criteria are met.
Up to $1,500
Optional extra benefit -
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $1,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)Select Breeds
$150+20% (4+ years)
$150+35% (7+ years) -
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Benefits
Superior
Mid-point
Entry
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $20,000
(As shown in the Certificate of Insurance.)
Up to $15,000
(As shown in the Certificate of Insurance.)
Up to $10,000
(As shown in the Certificate of Insurance.)
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $5 million
Any one loss occurrence.)
Up to $3 million
(Any one loss occurrence.)
Up to $3 million
(any one loss occurrence)
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $2,000
Up to $1,000
Up to $1,000
Advertising and reward
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing. Refer to PDS for further information.
Up to $2,000
Up to $1,000
Up to $1,000
Loss by theft or straying
Cover the price you paid for your dog (or the market value, whichever is lesser) if your dog is stolen or goes missing and does not return, if eligibility criteria are met.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $2,000
Up to $1,000
Up to $1,000
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Up to $1,000
Up to $1,000
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Up to $500
Up to $500
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Mid-range – the most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.
B
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Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.) -
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
-
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit -
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit -
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $o | Option 2: $100 | Option 3: $200
-
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
O
-
Day to day care
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.) -
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $2,500
-
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit -
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit -
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
-
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
O
-
Day to day care
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.) -
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $1,500
-
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit -
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit -
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
-
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
O
-
Day to day care
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
Benefits
Key
Vital
Core
Umbrella for life
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
Up to $1 million
(Any one loss occurrence.)
Up to $1 million
(Any one loss occurrence.)
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
Up to $2,500
Up to $1,500
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Up to $400
Up to $400
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
Up to $500
Up to $500
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
Up to $300
Up to $300
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Excess options
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $o | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Optional extras
Day to day care
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
Excess applicable (optional day to day care benefit)
NIL
NIL
NIL
Day to day care
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
Excess applicable (optional day to day care benefit)
NIL
NIL
NIL
Safety-net – accidents or illness can happen at any time, and the Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Benefit percentage back on vet fees (under 8 years of age)
Reimbursement percentage back on eligible claims.
Up to 100%
(select breeds under 4 years of age)Over 8 years up to 80%
(4 for select breed)Over 10 years up to 65%
(7 for select breed) -
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
-
Alternative and complementary treatment
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above). -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.) -
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit -
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit -
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing. Refer to PDS for policy limit.
Up to $1,000
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value, whichever is lesser)) if your dog is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,000
Optional extra benefit -
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Up to $1,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Included under Annual Benefit limit
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Included under Annual Benefit limit
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Included under Annual Benefit limit
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Included under Annual Benefit limit
365 day waiting period applies -
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Excess Options
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)Select Breeds
$150+20% (4+ years)
$150+35% (7+ years) -
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks – no limit
Select breeds
8 weeks – no limit -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
O
-
Third party liability (optional)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Included in policy
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Benefit percentage back on vet fees (under 8 years of age)
Reimbursement percentage back on eligible claims.
Up to 100%
(select breeds under 4 years of age)Over 8 years up to 80%
(4 for select breed)Over 10 years up to 65%
(7 for select breed) -
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Alternative and complementary treatment
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
-
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Optional extra benefit
-
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
-
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
-
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing. Refer to PDS for policy limit.
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value, whichever is lesser)) if your dog is stolen or goes missing and does not return. Refer to PDS for policy limit.
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period -
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Excess Options
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
-
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
O
-
Third party liability (optional)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
B
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Benefit percentage back on vet fees (under 8 years of age)
Reimbursement percentage back on eligible claims.
Up to 100%
(select breeds under 4 years of age)Over 8 years up to 80%
(4 for select breed)Over 10 years up to 65%
(7 for select breed) -
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Alternative and complementary treatment
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
-
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Optional extra benefit
-
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
-
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
-
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing. Refer to PDS for policy limit.
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value, whichever is lesser)) if your dog is stolen or goes missing and does not return. Refer to PDS for policy limit.
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
-
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
-
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Up to $3,000
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $5oo
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Up to $6,000
365 day waiting period -
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
-
Excess Options
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
-
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday -
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
O
-
Third party liability (optional)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Benefits
Economy
Catastrophe 1
Catastrophe 2
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Veterinary fees
Covers the cost of eligible veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Benefit percentage back on vet fees (under 8 years of age)
Reimbursement percentage back on eligible claims.
Up to 100%
(select breeds under 4 years of age)
Over 8 years up to 80%
(4 for select breed)
Over 10 years up to 65%
(7 for select breed)
Up to 100%
(select breeds under 4 years of age)
Over 8 years up to 80%
(4 for select breed)
Over 10 years up to 65%
(7 for select breed)
Up to 100%
(select breeds under 4 years of age)
Over 8 years up to 80%
(4 for select breed)
Over 10 years up to 65%
(7 for select breed)
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Up to $400
Alternative and complementary treatment
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
Optional extra benefit
Optional extra benefit
Death from illness
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Death from injury
Cover for the price you paid for your dog (or the market value, whichever is lesser) if your dog dies of an injury before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Boarding fees
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing. Refer to PDS for policy limit.
Up to $1,000
Loss by theft or straying
Cover for the price you paid for your dog (or the market value, whichever is lesser)) if your dog is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,000
Optional extra benefit
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Up to $1,000
Quarantine expenses and loss of documents
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Emergency repatriation
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Included under Annual Benefit limit
Up to $1,500
Up to $3,000
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Included under Annual Benefit limit
Up to $500
Up to $5oo
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Included under Annual Benefit limit
Up to $2,500
Up to $5,000
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Included under Annual Benefit limit
365 day waiting period applies
Up to $3,000
365 day waiting period
Up to $6,000
365 day waiting period
Multi-pet discount
Cover the cost of multiple pets.
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Excess Options
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
$450 or $900
$450 or $900
Age limits (first time cover)
When your dog is eligible for cover.
8 weeks – no limit
Select breeds
8 weeks – no limit
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Optional extras
Third party liability (optional)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Included in policy
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Third party liability (optional)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Included in policy
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please read the policy wording before buying a policy.
Be ready for life’s surprises with dog insurance from Petcover
Dog insurance FAQs
Do dogs need insurance?
Just like us, dogs can face unexpected health issues or accidents. Veterinary bills can add up quickly, especially for emergencies. Dog insurance can help cover these costs ensuring your pet receives the care it needs
Here’s a few things pet insurance for dogs can cover:
Illness
Even healthy dogs can get sick. Dog insurance can help to cover the cost of vet visits, treatment, and medication, so your dog gets the care they need without putting a strain on your wallet.
Injury
Accidents are common, especially with active dogs. Whether it’s a sprain or a surgery, injuries can be expensive. Pet insurance for dogs covers emergency treatments, so you can focus on your pet’s recovery instead of worrying about the vet bill.
Long-term medical conditions
Dogs can develop allergies at any age, leading to ongoing care needs. From special diets to medications and vet visits, the costs can add up. Dog insurance can help manage these expenses, making sure your pet stays comfortable and healthy.
How much does dog insurance cost in Australia?
The cost of dog insurance in Australia varies depending on your dog’s breed, age, health and cover level. Cheap dog insurance policies can start from $65 while more comprehensive ‘Umbrella for life’ policies start from $106 a month.†
Can I get puppy insurance?
You can get puppy insurance from as early as 8 weeks old. Getting insurance while your dog is still young gives you the chance to arrange comprehensive cover before any potential health issues come up. If you choose a ‘Umbrella for life’ or lifetime dog insurance policy, your puppy can be protected for any health issues throughout their life.
Can I get pet insurance for an older dog?
Yes, you can get insurance for older dogs, but it may be more expensive due to existing health issues. Despite this, insurance can still help with unexpected costs. At Petcover Australia, we offer new policies for most dogs up to their 8th birthday, though some breeds are limited to their 5th birthday.
Can you get pet insurance for a rescue dog?
Yes, arrange dog insurance as soon as you pick your dog up. This way you’ll be covered for future health issues, keeping your rescue dog healthy and happy.
Are Petcover and Petplan the same?
Yes, following our merger in 2021, Petcover now provides pet insurance policies and top-tier customer service that Petplan Australasia was known for.
Read our policy documents
Is this policy right for you?
Read the Target Market Determination (TMD) documents to ensure our policies fit your needs. These documents explain who the policy is for and how it should be used, so you don’t end up with cover that’s not right for you.
Policies bought on or after 12 September 2024:
- Superior plan TMD
- Mid-range plan TMD
- Safety-net (Economy) plan TMD
- Safety-net (Catastrophe 1 & 2) plan TMD
Policies bought between 30 June 2023 – 11 September 2024:
- Superior plan TMD
- Mid-range plan TMD
- Safety-net (Economy) plan TMD
- Safety-net (Catastrophe 1 & 2) plan TMD
Policies bought between 1 January – 29 June 2023:
* 4-weeks free puppy insurance promotion using code: C4WF21.
Terms & Conditions: This promotion entitles you to an additional 4-weeks free on your Petcover quote for a cat, dog or exotic animal. The discount will be applied automatically for you. Offer cannot be used in conjunction with any other promotions or discounts. Please note, this offer is only available to new policies purchased. Offer may be withdrawn at any time.
† Prices are accurate at the time of publishing. Monthly premiums for a 5-year-old male Border Collie start at $65 with the ‘Catastrophe 1’ plan and start at $106 with the ‘Superior’ plan.