standard_hero

Bird insurance

Cover is offered for love birds, African grey parrots, macaws, cockatoos, and more for up to $6,000 in vet fees and additional optional extras to suit.

Get 4 weeks free* with code: C4WF21

Compare cover types to find the best insurance for your bird

Petcover, along with its insurance partners offers one of Australia’s only exotic pet insurance cover for veterinary fees, including alternative and complementary treatment, advertising and reward in case of a missing pet and much more. 

There are three types of cover – Premier, Plus and Value.
The comparison table below outlines the key differences to help you choose the option right for you and your exotic pet.

Benefits

  • Veterinary fees (for the treatment of injury, accident or illness)

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to $6,000

  • Alternative or complimentary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.

    Up to $500
    (within veterinary fee limit)

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.

    $500

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to $1 million
    (any one loss occurrence)

  • Multi-pet discount (3+ eligible pets)

    Cover the cost of multiple pets

  • Bird and reptile fixed excess

    The non-refundable amount you will be required to pay for claims covered under this policy

    $175 or $75

  • Referral hospital or specialist vet

    The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.

    Fixed excess +30% of vet invoice(s)

  • Diagnostic examinations

    Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.

    Fixed excess +50% of vet invoice(s)

     

  • Waiting periods - injury, accident or illness

    Is the initial period during which no benefit is payable for the mentioned conditions.

    21 days

  • Age limits

    The age range you can start cover for your pet.

    Birds: 12 weeks – 25 years

Optional extras

  • Loss from not returning whilst flying (birds of prey only)

    Cover for the price you paid for your pet if it is does not return whilst flying.

    50% of purchase price
    or market value

Benefits

  • Veterinary fees (for the treatment of injury, accident or illness)

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to $4,000

  • Alternative or complimentary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.

    Up to $400
    (within veterinary fee limit)

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.

    $500

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to $1 million
    (any one loss occurrence)

  • Multi-pet discount (3+ eligible pets)

    Cover the cost of multiple pets

  • Bird and reptile fixed excess

    The non-refundable amount you will be required to pay for claims covered under this policy

    $175 or $75

  • Referral hospital or specialist vet

    The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.

    Fixed excess +30% of vet invoice(s)

  • Diagnostic examinations

    Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.

    Fixed excess +50% of vet invoice(s)

  • Waiting periods - injury, accident or illness

    Is the initial period during which no benefit is payable for the mentioned conditions.

    21 days

  • Age limits

    The age range you can start cover for your pet.

    Birds: 12 weeks – 25 years

Optional extras

  • Loss from not returning whilst flying (birds of prey only)

    Cover for the price you paid for your pet if it is does not return whilst flying.

    50% of purchase price
    or market value

Benefits

  • Veterinary fees (for the treatment of injury, accident or illness)

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to $2,000

  • Alternative or complimentary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.

    Up to $300
    (within veterinary fee limit)

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.

    $500

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to $1 million
    (any one loss occurrence)

  • Multi-pet discount (3+ eligible pets)

    Cover the cost of multiple pets

  • Bird and reptile fixed excess

    The non-refundable amount you will be required to pay for claims covered under this policy

    $175 or $75

  • Referral hospital or specialist vet

    The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.

    Fixed excess +30% of vet invoice(s)

  • Diagnostic examinations

    Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.

    Fixed excess +50% of vet invoice(s)

  • Waiting periods - injury, accident or illness

    Is the initial period during which no benefit is payable for the mentioned conditions.

    21 days

  • Age limits

    The age range you can start cover for your pet.

    Birds: 12 weeks – 25 years

Optional extras

  • Loss from not returning whilst flying (birds of prey only)

    Cover for the price you paid for your pet if it is does not return whilst flying.

    %50 of purchase price
    or market value

Benefits

Premier

Plus

Value

Veterinary fees (for the treatment of injury, accident or illness)

Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

Up to $6,000

Up to $4,000

Up to $2,000

Alternative or complimentary treatment

Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.

Up to $500
(within veterinary fee limit)

Up to $400
(within veterinary fee limit)

Up to $300
(within veterinary fee limit)

Advertising and reward

Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.

$500

$500

$500

Third party liability

Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

Up to $1 million
(any one loss occurrence)

Up to $1 million
(any one loss occurrence)

Up to $1 million
(any one loss occurrence)

Multi-pet discount (3+ eligible pets)

Cover the cost of multiple pets

Bird and reptile fixed excess

The non-refundable amount you will be required to pay for claims covered under this policy

$175 or $75

$175 or $75

$175 or $75

Referral hospital or specialist vet

The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.

Fixed excess +30% of vet invoice(s)

Fixed excess +30% of vet invoice(s)

Fixed excess +30% of vet invoice(s)

Diagnostic examinations

Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.

Fixed excess +50% of vet invoice(s)

 

Fixed excess +50% of vet invoice(s)

Fixed excess +50% of vet invoice(s)

Waiting periods - injury, accident or illness

Is the initial period during which no benefit is payable for the mentioned conditions.

21 days

21 days

21 days

Age limits

The age range you can start cover for your pet.

Birds: 12 weeks – 25 years

Birds: 12 weeks – 25 years

Birds: 12 weeks – 25 years

Optional extras

Loss from not returning whilst flying (birds of prey only)

Cover for the price you paid for your pet if it is does not return whilst flying.

50% of purchase price
or market value

50% of purchase price
or market value

%50 of purchase price
or market value

Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.

Lovebird Kiss

Get your bird insurance quote today

Flexible cover options for your pet bird – the wide range of exotic pet cover to choose from means there is an option for everyone. Get a quote today and see if you can save.

Exotic insurance policy information

View the exotic insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs. If you would like to view previous policy wording documents, please call us on 1300 731 324.

 

Target Market Determination (TMD) for Exotic Insurance effective from 20 August 2024 are available to view and download: click here

 

Target Market Determination (TMD) for Exotic Insurance effective from 30 June 2023 to 19 August 2024 are available to view and download: click here

Types of exotic pets insured include

Making a claim

We understand how stressful it is when your pet gets sick or injured, that’s why we want to settle your claim as quickly as possible.


* This offer gives you an extra 4 weeks free on a Petcover policy for a cat, dog, or exotic animal with code: C4WF21.

The discount will be applied automatically at checkout. This promotion cannot be combined with other discounts and is available only for new policies. The offer may be withdrawn at any time. Full terms and conditions apply.