Small mammal insurance

Cover is offered for guinea pigs, rats, ferrets, and more for up to $4,000 in vet fees and additional optional extras to suit.

We’re proud to offer one of Australia’s only exotic pet insurance plans! We’re here to help you cover everything from vet fees – including alternative and complementary treatments – to the costs of advertising and rewards if your little friend ever goes missing.

Whether you’re caring for a guinea pig, rabbit, ferret, hare, goat, rat, mouse, meerkat, micro pig, sheep, or sugar glider, we’ve got you covered!

A light brown and white hamster standing on a wooden platform inside its cage, looking directly at the camera. A yellow food bowl is visible in the background, and part of a running wheel is on the right side.

Our small mammal insurance can include

  • Veterinary fees – Covers the cost of veterinary treatment for injury and illness.
  • Alternative or complementary treatment – Includes cost of examinations, consultations, tests, prescribed medications, and vet-recommended therapies.
  • Advertising and reward – Pays for advertising costs and rewards paid to recover your pet if stolen or missing during the policy year.
  • Third party liability – Covers compensation and legal costs if your exotic pet causes damage, injury, or death during the policy year.
  • $125 or $225 fixed excess – Non-refundable amount you must pay for covered claims depending on species.
  • Waiting periods:
    • Injury: No waiting period
    • Illness: 21 days
  • Diagnostic examinations – Covers MRI, NMRI, CT, or CAT scans up to the maximum benefit.
  • Referral hospital or specialist vet – Provides for specialist vet treatment referred by your primary vet, up to the maximum benefit.
image of a grey bunny sitting in the grass

Get a pet insurance quote

Flexible cover options for your guinea pig, rabbit, ferret and other small mammals. The wide range of exotic pet cover to choose from means there is an option for everyone. Get a quote today and see if you can save.

Exotic insurance policy information

View the exotic insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs. If you would like to view previous policy wording documents, please call us on 1300 731 324.

 

Target Market Determination (TMD) for Exotic Insurance effective from 20 August 2024 are available to view and download: click here

 

Target Market Determination (TMD) for Exotic Insurance effective from 30 June 2023 to 19 August 2024 are available to view and download: click here

Types of exotic pets insured include

Making a claim

We understand how stressful it is when your pet gets sick or injured, that’s why we want to settle your claim as quickly as possible.


* This offer gives you an extra 4 weeks free on a Petcover policy for a cat, dog, or exotic animal with code: 

The discount will be applied automatically at checkout. This promotion cannot be combined with other discounts and is available only for new policies. The offer may be withdrawn at any time. Full terms and conditions apply.