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Read moreDog insurance from an award-winning provider
- Up to $20,000 cover for eligible vet bills
- Choice of policies including ‘Umbrella for life’
- Up to 100% of eligible vet bills covered
We get it – dogs aren’t just pets, they’re family. Our furry friends have a knack for getting into all sorts of mischief, whether it’s chasing a ball a little too hard, or exploring places they shouldn’t. When life throws them a curveball, dog insurance is here to help.
With cover for accidents, injuries, and illnesses, Petcover dog insurance gives you peace of mind, knowing your beloved companion is protected when they need it most.
Happy beagle dog sits in a park with his tongue hanging out
Why choose Petcover dog insurance?
Join over 250,000 pet owners who trust us to protect their pets.
With award-winning pet policies, no waiting periods on injuries, and an easy claims process, we make it simple to insure your dog. Plus, our vet-endorsed policies and expert team ensure your dog receives top-notch care.
Brown puppy standing in front of a white feeding bowl
Our dog policy insurance include
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- Lifetime continuous cover – Claim for ongoing treatment of illness or injury throughout your dog’s life, with no break in cover.
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- Veterinary fees – Covers eligible vet treatment for injury, accident, or illness.
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- Alternative and complementary treatment – Covers vet fees and therapies like acupuncture or hydrotherapy.
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- Death from illness or injury – Financial support to help ease unexpected costs during a difficult time.
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- Third party liability – Covers legal costs and compensation if your dog causes injury or damage.
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- Boarding fees – Help with the cost of caring for your dog if you’re in hospital.
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- Advertising and reward – Helps cover advertising and reward costs if your dog is stolen or goes missing.
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- Loss by theft or straying – Covers your dog’s value if they’re stolen or go missing and aren’t returned.
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- Holiday cancellation – Help with lost travel and accommodation costs if your dog needs lifesaving care.
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- Quarantine expenses and loss of documents – Support for quarantine costs, replacing lost documents, and extra travel expenses caused by delays.
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- Multi-pet discount – Cover the cost of multiple pets.
Read the Target Market Determination (TMD) documents to ensure our policies fit your needs. These documents explain who the policy is for and how it should be used, so you don’t end up with cover that’s not right for you.
Policies bought on or after 27 November 2024:
- Superior plan TMD
- Mid-range plan TMD
- Safety-net (Economy) plan TMD
- Safety-net (Catastrophe 1 & 2) plan TMD
Policies bought between 12 September – 26 November 2024:
- Superior plan TMD
- Mid-range plan TMD
- Safety-net (Economy) plan TMD
- Safety-net (Catastrophe 1 & 2) plan TMD
Policies bought between 30 June 2023 – 11 September 2024:
- Superior plan TMD
- Mid-range plan TMD
- Safety-net (Economy) plan TMD
- Safety-net (Catastrophe 1 & 2) plan TMD
Policies bought between 1 January – 29 June 2023:
Do dogs need insurance?
Just like us, dogs can face unexpected health issues or accidents. Veterinary bills can add up quickly, especially for emergencies. Dog insurance can help cover these costs ensuring your pet receives the care it needs
Here’s a few things pet insurance for dogs can cover:
Illness
Even healthy dogs can get sick. Dog insurance can help to cover the cost of vet visits, treatment, and medication, so your dog gets the care they need without putting a strain on your wallet.
Injury
Accidents are common, especially with active dogs. Whether it’s a sprain or a surgery, injuries can be expensive. Pet insurance for dogs covers emergency treatments, so you can focus on your pet’s recovery instead of worrying about the vet bill.
Long-term medical conditions
Dogs can develop allergies at any age, leading to ongoing care needs. From special diets to medications and vet visits, the costs can add up. Dog insurance can help manage these expenses, making sure your pet stays comfortable and healthy.
How much does dog insurance cost in Australia?
The cost of dog insurance in Australia varies depending on your dog’s breed, age, health and cover level. Affordable ‘Umbrella for life’ policies start from as little as $35.68† per month.
Can I get puppy insurance?
You can get puppy insurance from as early as 8 weeks old. Getting insurance while your dog is still young gives you the chance to arrange comprehensive cover before any potential health issues come up. If you choose a ‘Umbrella for life’ or lifetime dog insurance policy, your puppy can be protected for any health issues throughout their life.
Can I get pet insurance for an older dog?
Yes, you can get insurance for older dogs, but it may be more expensive due to existing health issues. Despite this, insurance can still help with unexpected costs. At Petcover Australia, we offer new policies for most dogs up to their 8th birthday, though some breeds are limited to their 5th birthday.
Can you get pet insurance for a rescue dog?
Yes, arrange dog insurance as soon as you pick your dog up. This way you’ll be covered for future health issues, keeping your rescue dog healthy and happy.
Are Petcover and Petplan the same?
Yes, following our merger in 2021, Petcover now provides pet insurance policies and top-tier customer service that Petplan Australasia was known for.
† Prices are accurate at the time of publishing. Monthly premiums for a 1-year-old male Jack Russel Terrier start at $35.68 with the ‘core’ plan.