Liability insurance

Specialist business protection created for Australia's pet businesses, backed by over 50 years of pet industry expertise.

- Free Business Insurance reviews
- Tailored insurance solutions for pet businesses
- Advice from specialist pet industry insurance brokers

Speak with a specialist on 7058 0261 Get a free quote

Helping protect your business when the unexpected happens

Working with animals is incredibly rewarding, but even the best-trained pets can be unpredictable. Whether you’re walking a dog, grooming a cat, running a boarding kennel or operating another pet business, accidents can happen when you least expect them.

Pet liability insurance is designed to help protect your business if you’re found legally liable for injury to another person or damage to their property arising from your business activities. It provides valuable financial protection and peace of mind, so you can focus on caring for the animals entrusted to you.

At Petcover Australia, our specialist team has over 50 years of experience supporting Australia’s animal industry. We’ll help you understand your options and find liability insurance that’s tailored to your business.

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What is liability insurance?

Liability insurance helps protect your business if a third party makes a claim against you for injury or property damage resulting from your business activities.

Depending on your business and the insurance arranged, liability protection may include a combination of Public Liability, Products Liability and Care, Custody & Control insurance.

Speak to our team on 7058 0261

Types of liability insurance

Public liability insurance

Public liability insurance helps protect your business if a member of the public suffers an injury or their property is damaged as a result of your business activities.
 
For example, this may include situations where:

  • A customer slips and falls at your premises.
  • A dog in your care causes injury to a member of the public.
  • Your business accidentally damages someone else’s property while carrying out your services.

Products liability insurance

If your business sells pet food, toys, grooming products, accessories or other pet-related products, products liability insurance can help protect your business if a product you supply causes injury or property damage.

Care, custody & control

For many pet businesses, this is one of the most important forms of protection.
 
Care, Custody & Control insurance can help protect your business if an animal is injured, becomes ill, goes missing or dies while in your care, custody or control, subject to the policy terms and conditions.
 
This cover is particularly relevant for businesses such as:

  • Dog walkers
  • Pet groomers
  • Boarding kennels
  • Dog day care centres
  • Pet sitters
  • Animal trainers
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Who needs liability insurance?

Liability insurance may be suitable for a wide range of pet businesses, including:

  • Dog walkers
  • Pet groomers
  • Boarding kennels
  • Dog day care centres
  • Pet sitters
  • Pet trainers
  • Dog clubs and breed societies
  • Veterinary practices
  • Pet shops
  • Breeders
  • Mobile pet businesses

If your business works with animals, clients or members of the public, liability insurance is an important consideration.

Get a free quote
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Why choose Petcover Australia

As specialist insurance brokers, we’ve been supporting Australia’s animal industry for over 50 years. We understand that every dog day care operates differently, from boutique facilities and home-based businesses to larger centres caring for dozens of dogs each day.

Our experienced team takes the time to understand your business, explain your options in plain English and help you arrange insurance solutions that reflect the unique risks of your day care.

Because when you’re caring for someone else’s best friend, you deserve the confidence of knowing your own business is protected too.

Speak with a specialist

Every pet business is different, and so are its insurance requirements.
Book your FREE Business Insurance Review today and let our specialist team help you find liability insurance that’s right for your business.

Ready to get a quote?

Whether you’re just starting out or reviewing your current insurance, we’re here to help. Complete the form below and one of our specialists will be in touch shortly to discuss your insurance needs.

Need help now? Give us a call on 7058 0261 – We’d love to chat!

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