Business Insurance for the Pet Industry
Comprehensive protection built for businesses that care for animals
Running a pet-focused business is rewarding – but it also comes with unique risks. From caring for animals and handling clients, to managing staff, equipment and digital systems, you need insurance that genuinely understands your world.
Petcover Business Insurance is designed specifically for the pet and animal industry, offering flexible, tailored protection that grows with your business.
Insurance designed around your business
Petcover can provide policies structured exclusively for your business, whether you operate from a veterinary clinic, a shopfront, a yard, or entirely online. We take the time to understand how you work, the risks you face, and the level of protection you actually need — not a one-size-fits-all policy.
What insurance do you need?
- Public Liability – Protection if someone is injured or property is damaged as a result of your business activities
- Professional Indemnity – Cover for advice, training or professional services you provide
- Management Liability – Protection for directors and officers against management-related claims
- Workers Compensation – Mandatory cover for employees (where required by law)
- Business Interruption – Cover for lost income following an insured event
- Property and Contents – Damaged to buildings, stock and contents caused by fire, perils or accidental damage
- Equipment and Machinery – Essential tools and specialist equipment
- Electronic Equipment – Computers, POS systems, diagnostic or specialist tech
- Theft and Money – Protection against stolen cash, stock or equipment
- Glass – Cover for internal and external glass
- Commercial Vehicle – Vehicles used for business purposes
What insurance do you need?
Core business cover
- Public Liability – Protection if someone is injured or property is damaged as a result of your business activities
- Professional Indemnity – Cover for advice, training or professional services you provide
- Management Liability – Protection for directors and officers against management-related claims
- Workers Compensation – Mandatory cover for employees (where required by law)
- Business Interruption – Cover for lost income following an insured event
Property, equipment & assets
- Property and Contents – Damaged to buildings, stock and contents caused by fire, perils or accidental damage
- Equipment and Machinery – Essential tools and specialist equipment
- Electronic Equipment – Computers, POS systems, diagnostic or specialist tech
- Theft and Money – Protection against stolen cash, stock or equipment
- Glass – Cover for internal and external glass
Vehicles & modern risks
- Commercial Vehicle – Vehicles used for business purposes
Your cover can be combined into a single, streamlined policy — making it easier to manage and easier to claim.
Why choose Petcover for business insurance?
- Specialists in the pet industry – Petcover is an award-winning pet insurance provider, serving Australians for over 40 years.
- Tailored policies – Structured specifically for your business type
- Flexible cover options – Scale your insurance as your business grows
- Experienced support – Backed by decades of experience in the pet sector
Let’s build the right cover for you
Whether you’re starting out or reviewing an existing policy, we’ll help you put the right protection in place – without the unnecessary complexity.
Call Petcover on 1300 731 324 to talk to us about a policy designed exclusively for your pet business.
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