How cheap is horse insurance?
18 October 2017
As many owners know, horses can be a very expensive investment when you include all their equipment and their knack for getting injured. Through these injuries and illnesses, a horse’s vet bill can add up quite quickly to a substantial amount that many of us would not be able to afford. These injuries and illnesses can come at the worst possible times, which is why horse insurance is so important to protect you and your horse.
Why horse insurance
Not only can horse insurance save you financially, it may also be the thing that saves your horse’s life when it comes to a vet bill that you otherwise would not have been able to afford. It removes that awful scenario where you may have had to decide between their life and a significant sum of money.
Different types of cover
There are a number of options to choose from when getting horse insurance in order to mix and match to suit your needs and budget. You can get policies that cover you and your horse if they cause damages to a property or person; death due to accident or severe disease; if they get lost or stolen; and cover for float, tack or saddlery.
Third party liability
As a horse owner, you want to be able to afford the best possible care for your beloved equine friend, no matter the cost. Horses are naturally flight animals which mean they get scared easily and tend to panic. It is for this reason that horse insurance covers for third party liability in the case your horse damages property or causes death or injury to a person.
Getting horse insurance should be sought after as soon as possible due to the high unpredictability of a horse. Talk to your local veterinarian and get a general health check to work out potential policies that will best suit you and your horse’s needs.
Having horse insurance gives you the peace of mind knowing that your horse is covered for the unexpected. The price is also not as expensive as most would have thought, and it could potentially save you thousands of dollars in the long when your horse is suddenly sick or injured.