How affordable is horse insurance
20 July 2017
Owning a horse can be quite expensive, although the benefits far outweigh the expenses. Not only are the vet bills that come with a horse costly, all the gear and equipment that comes as well can quickly add up to an unfathomable amount. This is why you should be protected if anything were to happen to your beloved equine friend or any of their equipment.
Accidental injuries and illnesses can occur at any times, especially if your horse is roaming freely in paddocks where there can be many potential hazards. With this in mind, it is imperative that you’re able to give your horse the best possible medical treatment available. By having Horse Insurance, you are able to do this without breaking the bank.
Horse Insurance is not only a lifesaver for your horse; it is also a financial safety net for you as you can be covered for equipment as well as medical bills. This means you will not have to make the awful decision of how much your horse’s life is worth to you.
When it comes to Horse Insurance, the price may not be as expensive as you first thought. It can potentially save you thousands of dollars in the long run. With Petcover Horse
Insurance, the basic horse policies are:
Mortality, Theft & Straying
This cover refers to either the death of your horse or its physical disappearance, whether by theft or straying. This covers the sum insured or market value, whichever is the lesser, should the horse pass away or have to be euthanized on human grounds, or was to be lost or stolen during the period of insurance.
Horse Liability Plan
Horses are naturally flight animals and due to their natural instincts can act out of the ordinary and potentially cause risk to themselves and others. This means that any third party that may be injured or have property damaged due to your horse can seek financial compensation. The Horse Liability Plan protects yourself against the possible outcome of one of these scenarios that can run well in to the tens of thousands.
Petcover Equine Veteran Plan are a value for money package offering essential cover for horses and ponies aged from 17 to 29 years. It covers up to $3,000 following the death of your horse due to injury or if it is lost, strayed or stolen, including advertising and reward.
Along with the main policies, you are able to seek optional extras to personalise your Horse Insurance to suit you and your needs.
These optional extras include:
- Vet fee cover
- Permanent Loss of Use
- Disposal after Death
- Saddlery & Tack
- Horse Float Cover
To find the best and most affordable cover that suits your financial needs and the needs of your horse, talk to your veterinarian first. This will give you a good idea of what is needed for your coverage so you don’t end up paying for additional extras that you don’t need.
For more information on horse insurance, visit Petcover Horse Insurance.
How Petcover can help your pet
Petcover specialises in offering quality, straightforward pet insurance with a range of policy options that suit your needs. Whether your pet is big or small, furry or scaly our range of cover options are packed with added benefits. Accidents can happen at any time and the reality of veterinary costs can come a quite a shock. With our range of cover levels for dogs, cats, horses and exotic animals, why not get a quote today.
Get a quote