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Read more- Up to $15,000 in vet bills with up to 100% of vet bills covered
- Range of cat insurance plans for all budgets
- Easy claims process
- Over 200,000 pets insured Australia-wide
- Join today and get 4 weeks free - use code: C4WF21*
Cat and kitten insurance that covers all the bases
With more than 40 years in the business, our knowledge and friendly service is second to none.
Our expert team of pet specialists ask you the right questions from the beginning in order to provide you with the best and most appropriate support for your pets’ needs. This minimises any cover restrictions and protects you from any unexpected surprises, especially those financial ones that can happen with vet fees.
Join over 200,000 Australians who have chosen Petcover as their preferred pet insurer.
Multiple plans to choose from – Vet-endorsed pet insurance – Canstar award-winning
No waiting periods on injuries – Easy claims process – Multi-pet discount available – Specialist pet experts – Veterinary-trained Claims team
Created by international pet industry experts with more than 40 years of experience in pet care, Petcover has always been at the forefront of Australia’s pet industry market, winning many Canstar Awards over several years. Our founders, animal lovers Doug and Gwen Ford, have used their extensive knowledge and expertise to aid as many pets across the country as possible.
A comprehensive range of cat insurance plans
has been tailored to suit all needs and budgets.
Insuring your cat has never been easier.
Superior – the most comprehensive insurance cover offered, with the lowest excess, giving you confidence that your cat will be looked after if illness or injury strikes.
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $2,000
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $2,000
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $2,000
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $2,000
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Cover the cost of multiple pets
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
(As shown in the Certificate of Insurance.)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $1,000
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $500
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Cover the cost of multiple pets
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $9,000
(As shown in the Certificate of Insurance.)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,500
Optional extra benefit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $1,000
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $500
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Cover the cost of multiple pets
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.)
Up to $10,000
(As shown in the Certificate of Insurance.)
Up to $9,000
(As shown in the Certificate of Insurance.)
The cost of any examination. Consultation advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $2,000
Up to $500
Up to $500
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $2,000
Up to $1,000
Up to $1,000
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $2,000
Up to $500
Up to $500
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Up to $1,000
Up to $1,000
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Up to $500
Up to $500
Cover the cost of multiple pets
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
$125
$125+20% (8+ years)
$125+35% (10+ years)
$125
$125+20% (8+ years)
$125+35% (10+ years)
When your cat is eligible for cover.
8 weeks up until 8th birthday
8 weeks up until 8th birthday
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Mid-range – the most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your cat’s needs.
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
Covers the cost of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
The maximum benefit you can claim for on this condition under this policy.
Up to $2,500
Covers the cost of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
The maximum benefit you can claim for on this condition under this policy.
Up to $1,500
Covers the cost of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
When your cat is eligible for cover.
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
Up to $2,500
Up to $1,500
Covers the cost of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
Up to $400
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
Up to $500
Up to $500
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
Up to $300
Up to $300
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
When your cat is eligible for cover.
8 weeks up until 8th birthday
8 weeks up until 8th birthday
8 weeks up until 8th birthday
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
NIL
NIL
NIL
Safety-net – accidents or illness can happen at any time, the Catastrophe and Economy policies provide cover for your cat when emergency treatment is needed.
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Reimbursement percentage back on eligible claims.
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
The maximum benefit you claim for veterinary costs declared as consultation fees.
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Up to $1,000
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Up to $1,000
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $1,000
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The maximum benefit you can claim on these conditions under this policy.
The maximum benefit you can claim for this condition under this policy.
The maximum benefit you can claim for this condition under this policy.
Means the maximum benefit you can claim on this condition under this policy.
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
When your cat is eligible for cover.
8 weeks – no limit
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Reimbursement percentage back on eligible claims.
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
The maximum benefit you can claim for this condition under this policy.
Up to $500
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
When your cat is eligible for cover.
8 weeks up until 8th birthday
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Reimbursement percentage back on eligible claims.
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
The maximum benefit you can claim on these conditions under this policy.
Up to $3,000
The maximum benefit you can claim for this condition under this policy.
Up to $500
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Means the maximum benefit you can claim on this condition under this policy.
Up to $6,000
365 day waiting period
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
When your cat is eligible for cover.
8 weeks up until 8th birthday
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Reimbursement percentage back on eligible claims.
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
Up to 100%
Over 8 years up to 80%
Over 10 years up to 65%
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of an illness before 8 years of age for a non-select breed or before 5 years of ages for a select breed.
Up to $1,000
Optional extra benefit
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Up to $1,000
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Up to $1,000
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $1,000
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
Up to $3,000
The maximum benefit you can claim for this condition under this policy.
Up to $500
Up to $500
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
Up to $5,000
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period
Up to $6,000
365 day waiting period
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
$450 or $900
$450 or $900
When your cat is eligible for cover.
8 weeks – no limit
8 weeks up until 8th birthday
8 weeks up until 8th birthday
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wordings before making a decision to purchase the product.
View the cat insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs.
Target Market Determination (TMD) for Cat Insurance effective from 30 June 2023 are available to view and download:
Superior plans (Effective from 30 June 2023) | Mid-range plans (Effective from 30 June 2023) | Safety-net economy plans (Effective from 30 June 2023) | Safety-net catastrophe 1 & 2 plans (Effective from 30 June 2023)
Target Market Determination (TMD) for Cat Insurance effective from 1st January 2023 to 29 June 2023 are available to view and download:
Superior plans (Effective 1 January 2023 to 29 June 2023) | Mid-range plans (Effective 1 January 2023 to 29 June 2023) | Safety-net economy plans (Effective 1 January 2023 to 29 June 2023) | Safety-net catastrophe 1 & 2 plans (Effective 1 January 2023 to 29 June 2023)
*C4WF21 Promotion Terms & Conditions: This promotion entitles you to an additional 4-weeks free on your Petcover quote for a cat, dog or exotic animal. The discount will be applied automatically for you. Offer cannot be used in conjunction with any other promotions or discounts. Please note, this offer is only available to new policies purchased. Offer may be withdrawn at any time.
It is believed by many scientists that Cats have come to understand that these forms of communication do not work with humans. So they have created a ‘meow’ language to interact with us.
Not only do cat’s meow for our attention, each meow is trying to tell us something. So it is important to understand what your cat may be trying to tell you.
Are you ready to bring home your new kitten?
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