Pet shop insurance

Specialist business protection created for Australia's pet businesses, backed by over 50 years of pet industry expertise.

- Free Business Insurance reviews
- Tailored insurance solutions for pet businesses
- Advice from specialist pet industry insurance brokers

Speak with a specialist on 7058 0261 Get a free quote
Girl and parents looking at hamster in the pet shop

Insurance for the businesses every pet owner loves visiting

Running a pet shop is about much more than selling products. You’re helping pet owners give their companions the very best care, whether they’re welcoming home a new puppy, finding the right nutrition or stocking up on everyday essentials.

From managing stock and serving customers to caring for live animals and operating both in-store and online, running a pet shop comes with unique responsibilities. That’s why it’s important to have insurance that’s tailored to the way your business operates.

At Petcover Australia, we’re pet people too. As specialist insurance brokers with over 50 years of experience in the animal industry, we’ll help you find insurance solutions designed for pet shops of all sizes, so you can focus on looking after your customers, and the pets they love.

Get pet shop insurance quote

Insurance solutions for pet shops

Every pet shop is different. Whether you’re an independent retailer, boutique pet store, aquarium specialist, bird shop or exotic pet supplier, we’ll take the time to understand your business and help arrange insurance that suits your needs.

Workers’ compensation

If you employ staff, employers’ liability insurance can help protect your business should someone suffer a work-related injury while carrying out their duties.

Cyber liability

Many pet shops now rely on point-of-sale systems, online stores, customer databases and electronic payment systems. Cyber liability insurance can help protect your business against cyber attacks, ransomware, data breaches and the costs associated with recovering your systems.

Building and contents

Your business relies on valuable stock, equipment, fixtures and fittings every day. We can help arrange insurance to protect your business contents, stock, shelving, point-of-sale systems, office equipment and other business assets, helping minimise disruption if the unexpected occurs.

Business interruption

If an insured event temporarily prevents your business from operating, business interruption insurance may help cover ongoing operating expenses and lost income while your store recovers.

Theft and money

Insurance can be arranged to help protect your business against the theft of stock, business contents, equipment and money, helping reduce the financial impact of unexpected losses.

Management liability

If your pet shop operates as a company, management liability insurance can help protect directors, owners and managers against certain claims arising from the management of the business, including employment-related matters and regulatory investigations.

Professional indemnity

If your business provides professional advice or specialist services for a fee—such as nutritional consultations, pet care advice or product recommendations—professional indemnity insurance may also be appropriate.

Woman looking at an aquarium in a pet shop

Why choose Petcover Australia

At Petcover Australia, we’ve been supporting Australia’s animal industry for over 50 years. We understand that no two pet shops are the same, and that’s why we don’t believe in a one-size-fits-all approach to insurance.

Whether you operate a neighbourhood pet store, an online pet retailer or a specialist shop catering to birds, reptiles, fish, small animals or dogs and cats, our experienced team will help you find insurance solutions tailored to your business.

Our goal is simple – to make it easier for you to protect the business you’ve worked so hard to build, so you can continue helping Australia’s pet owners care for the animals they love.

Get pet shop insurance quote
Couple choosing carrier for their cute cat in pet shop

Helping protect the business behind every happy pet

From curious puppies and playful kittens to birds, reptiles, fish and small animals, your business plays an important role in helping pets live happy, healthy lives. Let us help you find insurance solutions that give you confidence to focus on your customers, your team and the pets that make your business so rewarding.

Ready to get a quote?

Whether you’re just starting out or reviewing your current insurance, we’re here to help. Complete the form below and one of our specialists will be in touch shortly to discuss your insurance needs.

Need help now? Give us a call on 7058 0261 – We’d love to chat!

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