Horse Insurance - we've got you covered

Equestrian insurance policies to suit:

✓ Variety of ages - cover for foals just 30 days old, up to 29 year wise veterans
✓ Variety of needs - choose your optional extras to create a tailored policy
✓ Variety of budgets - monthly horse insurance plans available to suit your needs

Vet checking horse's health before riding.

Take the reigns –

choose the cover you need

Whether you own a horse or lease a pony, have a Shetland or a Shire, compete fiercely or happily hack – we’ve got you covered.


Find horse insurance to suit your needs and budget – choose from a variety of plans, cover levels and optional extras for horses aged 30 days to 29 years old.


Or select a standalone public liability, saddlery and tack or horse trailer and horse-drawn vehicle policy.


Horse show jumping accident, young rider falling from horse during a competition

NEW! Personal Accident Cover

As a new optional extra, we now offer personal accident cover!

Up to $40,000 for death, permanent blindness in one or both eyes, loss of one or both hands or arms, loss of one or both feet or legs, permanent total disability, $250 each week for temporary total disability and $2,000 for emergency dental treatment.


Pickup wehicle with horse trailer on the high way

Travel with peace of mind knowing that you're covered

As specialists in equestrian insurance, we provide comprehensive cover for horse trailers and horse-drawn vehicles.

Horse insurance policy information

View the horse insurance policy wording for full terms and conditions. For more information, please see our FAQs.

If you would like to view previous policy wording documents, please call us on 0800 255 426.


Petcover NZ - Choose An Award Winning Horse Insurance Service

You’re in safe hands with our team of equine specialists. As part of Petcover, we insure thousands of horses around the globe and understand first-hand what it means to own a horse and the health problems that can affect them.

Our award-winning team is here to support you and your horse with the help you need. Whether that’s with making a claim or finding the right cover at the right price.

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