Pet insurance in
New Zealand

- Up to $20,000 cover for eligible vet bills
- ‘Umbrella for life’ policies
- Up to 100% of eligible vet bills covered

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Dog insurance

Dog insurance

Cover unexpected vet fees, complementary therapies, third-party liability and more.

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Cat insurance

Cat insurance

Get cover for emergency vet bills, alternative treatments, theft, straying and more.

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Horse insurance

Horse insurance

Equine insurance for your horse, with cover for saddlery, tack, horse float and more.

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Exotic pet insurance

Exotic pet insurance

Policies for reptiles, turtles, birds, guinea pigs, goats, rats, mice and more.

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Why choose Petcover New Zealand for your pet insurance?

  • Join over 250,000 pet owners who have trusted us with their policy
  • Over 40 years of pet insurance and breeder experience
  • 93% of claims paid out (Jun 2023 – Mar 2024)
  • We can pay fees directly to your vet
  • 9 out of 10 claims are paid within just 5 days

Petcover New Zealand has a long-standing reputation for award-winning pet insurance for dogs, cats, horses and exotic animals.

Get your pet insurance quote today

Dog insurance Cat insurance Horse insurance Exotic pet insurance

What does pet insurance cover?

Pet insurance covers the costs of your pet’s accidents, illnesses, and injuries. It also covers vet consultations, surgeries, hospital stays, and medication. Our policies can also cover alternative therapies and behavioural treatments, giving you extra peace of mind.

How much is pet insurance in New Zealand?

The cost of pet insurance can vary widely. It depends on your pet’s type, breed, age, and the level of cover you choose. Petcover’s dog insurance policies start from $29 a month, while cat insurance starts from $20.†

What is the ‘excess’ in pet insurance?

An excess is the amount you pay towards any claim you make on your pet insurance. Choosing a higher excess can help reduce the cost of your policy.

What pets does Petcover New Zealand cover?

Petcover New Zealand offers policies for a wide range of pets, including:

  • Dogs
  • Cats
  • Horses and ponies
  • Birds
  • Reptiles
  • Goats
  • Guinea pigs
  • Mice and rats
  • Chinchillas and more

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† Prices are accurate at the time of publishing. Dog insurance for a Jack Russell starts at $28.60 on the ‘Core’ plan with a 30% contribution and $200 excess. Cat insurance for a Domestic Shorthair starts at $19.91/month on the ‘Core’ plan with a 30% contribution and $200 excess.