Pet insurance for Maine Coon
• Up to $15,000 cover for eligible vet bills
• Choice of policies including ‘Umbrella for Life’
• Up to 100% of eligible vet bills covered
• Manage your policy and claims online
• Choose any registered vet in New Zealand
Give your Maine Coon the protection they need - without the stress.
The Maine Coon is one of New Zealand’s most popular large companion cat breeds. Originally from the United States, Maine Coons are known for their impressive size, tufted ears, and friendly, dog-like personalities.
Maine Coons are adored for their thick, shaggy coats, bushy tails, and gentle nature. Despite their large size, they are affectionate, sociable, and great with families — making them a favourite among Kiwi cat owners.
- Average lifespan: 12–15 years
- Average adult weight: 5–9 kg (females), 6–11+ kg (males)
- Group: Companion
- Temperament: Gentle, friendly, intelligent, playful
- Coat colours: Wide variety including tabby, black, white, blue, red, and cream
- Average claim for a Maine Coon cat: $934
Common health issues in Maine Coon
Maine Coons are generally robust but are predisposed to several genetic and size-related conditions:
- Hypertrophic Cardiomyopathy: $1,500–$5,000+ for diagnosis and long-term management
- Hip Dysplasia: $2,000–$6,000 per hip for surgery
- Spinal Muscular Atrophy: $500–$2,000 for diagnosis and supportive care
- Dental Disease: $300–$1,500 per procedure
- Obesity-related problems: $300–$1,200 per year for ongoing care
Diet and nutrition
Maine Coons require a nutrient-rich diet to support their large frame and overall health.
Key dietary considerations:
- High-quality protein to support muscle mass
- Controlled portions to prevent obesity
- Omega-3 fatty acids for joint, coat, and heart health
- Joint-support supplements may be beneficial
Maintaining a healthy weight is essential to reduce stress on joints and minimise health risks.
Exercise requirements
Maine Coons are active and playful, especially when young, but generally have a moderate energy level.
Daily exercise needs:
- 30–60 minutes of play
- Climbing towers and interactive toys
- Puzzle feeders and enrichment activities
- Encourage movement to prevent weight gain
Who is the Maine Coon cat perfect for?
Maine Coons are ideal for:
- Families with children
- Multi-pet households (they are usually very sociable)
- Owners wanting a large, affectionate companion
- Indoor homes with space for climbing and play
Find the right pet insurance for your Maine Coon cat
Superior – the most comprehensive insurance cover offered, with the lowest excess, giving you confidence that your cat will be looked after if illness or injury strikes.
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for eligible treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.)
-
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $2,000
-
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $2,000
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $2,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $2,000
-
Loss by theft or straying
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $2,000
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $2,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years) -
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for eligible treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
(As shown in the Certificate of Insurance.)
-
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $1,500
Optional extra benefit -
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $1,500
Optional extra benefit -
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $1,000
-
Loss by theft or straying
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,500
Optional extra benefit
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $500
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years) -
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for eligible treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $9,000
(As shown in the Certificate of Insurance.)
-
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $1,500
Optional extra benefit -
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $1,500
Optional extra benefit -
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $1,000
-
Loss by theft or straying
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $1,500
Optional extra benefit -
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $500
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years) -
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Superior
Mid-point
Entry
Umbrella for life
Umbrella for live cover means you can continue to claim for eligible treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.)
Up to $10,000
(As shown in the Certificate of Insurance.)
Up to $9,000
(As shown in the Certificate of Insurance.)
Alternative and complementary treatment (within veterinary fee limit)
The cost of any examination, consultation advice, tests and prescribed medication that your vet has recommended. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy. Please refer to PDS for further information.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $2,000
Up to $500
Up to $500
Advertising and reward
Cover to assist with the cost of advertising and the reward offered. If your cat is stolen or goes missing. Refer to PDs for policy limit.
Up to $2,000
Up to $1,000
Up to $1,000
Loss by theft or straying
Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return. Refer to PDS for policy limit.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $2,000
Up to $500
Up to $500
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Up to $1,000
Up to $1,000
Emergency repatriation
Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Up to $500
Up to $500
Multi-pet discount
Cover the cost of multiple pets
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
$125
$125+20% (8+ years)
$125+35% (10+ years)
$125
$125+20% (8+ years)
$125+35% (10+ years)
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
8 weeks up until 8th birthday
8 weeks up until 8th birthday
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Mid-range – most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your cat’s needs.
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligble veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
-
Vet consultations
Covers the costs of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
-
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
-
Day to day care
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centreAnnual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
-
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligble veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
-
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $2,500
-
Vet consultations
Covers the costs of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
-
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
-
Day to day care
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centreAnnual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
-
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
Benefits
-
Umbrella for life
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligble veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
-
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $1,500
-
Vet consultations
Covers the costs of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
-
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
-
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
-
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
-
Multi-pet discount
(3+ eligible pets)
-
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
-
Excess options
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
-
Day to day care
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centreAnnual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45 -
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
-
Excess applicable (optional day to day care benefit)
NIL
-
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
Key
Vital
Core
Umbrella for life
Umbrella for live cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
Veterinary fees
Covers the cost of eligble veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Cruciate ligament benefit
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
Up to $2,500
Up to $1,500
Vet consultations
Covers the costs of eligible veterinary consultation cost your cat receives during the insurance period to treat injury, accident or illness.
Up to $400
Up to $400
Up to $400
Paralysis tick
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Hip dysplasia
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $500
Up to $500
Up to $500
Saying goodbye to your pet
The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
Up to $300
Up to $300
Multi-pet discount
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Co-payment options
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Excess options
The non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Day to day care
The maximum benefit you can claim for this condition under this policy.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ FIV test or urinalysis – $10
Flea/worm control – $45
Eligibility
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
Excess applicable (optional day to day care benefit)
NIL
NIL
NIL
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
8 weeks up until 8th birthday
8 weeks up until 8th birthday
Waiting periods
Is the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
injury: no waiting period
illness: 28 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit:
6 months
Safety-net – accidents or illness can happen at any time, Catastrophe and Economy policies provide cover for your cat when emergency treatment is needed.
Benefits
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
12 months cover from first clinical signs
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit(As shown in the Certificate of Insurance.)
-
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Within the veterinary fee limit
-
Alternative and complementary treatment
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $1,000
Optional extra benefit
-
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $1,000
Optional extra benefit
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $1,000
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Up to $1,000
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Up to $1,000
Optional extra benefit
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $1,000
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
-
Emergency repatriation
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Within the veterinary fee limit
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Within the veterinary fee limit
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Within the veterinary fee limit
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Within the veterinary fee limit
-
Multi-pet discount
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years) -
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks – no limit
-
Waiting periods
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Benefits
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Alternative and complementary treatment
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
–
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
–
-
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
–
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
–
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
–
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
–
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
–
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
–
-
Emergency repatriation
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
–
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period
-
Multi-pet discount
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
-
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Benefits
-
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
-
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.) -
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
-
Alternative and complementary treatment
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
–
-
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
–
-
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
–
-
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
–
-
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
–
-
Loss by theft or straying
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
–
-
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
–
-
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
–
-
Emergency repatriation
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
–
-
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Up to $3,000
-
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Up to $500
-
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
-
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Up to $6,000
365 day waiting period
-
Multi-pet discount
(3+ eligible pets)
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$450 or $900
-
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks up until 8th birthday
-
Waiting periods
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Economy
Catastrophe 1
Catastrophe 2
Umbrella for life
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.
12 months cover from first clinical signs
Veterinary fees
Covers the cost of eligible veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Vet consultations
The maximum benefit you claim for veterinary costs declared as consultation fees.
Within the veterinary fee limit
Up to $400
Up to $400
Alternative and complementary treatment
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
–
–
Death from illness
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of illness before 8 years of age.
Up to $1,000
Optional extra benefit
–
–
Death from injury
Cover for the price you paid for your cat (or the market value, whichever is lesser) if your cat dies of injury.
Up to $1,000
Optional extra benefit
–
–
Boarding fees
Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital. Refer to PDS for policy limit.
Up to $1,000
–
–
Advertising and reward
Cover to assist with the cost of advertising and the reward offered if your dog is stolen and goes missing. Refer to PDs for policy limit.
Up to $1,000
–
–
Loss by theft or straying
Cover for the price you paid for your dog (or the market value whichever is lesser) if your dog is stolen or goes missing and does not return. Refer to PDs for policy limit.
Up to $1,000
Optional extra benefit
–
–
Holiday cancellation
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.
Up to $1,000
–
–
Quarantine expenses and loss of documents
Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
–
–
Emergency repatriation
Cover for the costs to get your cat home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
–
–
Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit (within veterinary fee limit)
The maximum benefit you can claim on these conditions under this policy.
Within the veterinary fee limit
Up to $1,500
Up to $3,000
Skin conditions
The maximum benefit you can claim for this condition under this policy.
Within the veterinary fee limit
Up to $500
Up to $500
Cancer treatment
The maximum benefit you can claim for this condition under this policy.
Within the veterinary fee limit
Up to $2,500
Up to $5,000
Brachycephalic airway obstruction
Means the maximum benefit you can claim on this condition under this policy.
Within the veterinary fee limit
Up to $3,000
365 day waiting period
Up to $6,000
365 day waiting period
Multi-pet discount
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$125
$125+20% (8+ years)
$125+35% (10+ years)
$450 or $900
$450 or $900
Age limits (first time cover)
When your cat is eligible for cover.
8 weeks – no limit
8 weeks up until 8th birthday
8 weeks up until 8th birthday
Waiting periods
riodIs the initial period during which no benefit is payable for the mentioned conditions.
injury: no waiting period
illness: 21 days
Brachycephalic Obstructive
airway Syndrome: 365 days
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
injury: no waiting period
illness: 30 days
Brachycephalic Obstructive
airway Syndrome: 365 days
Cruciate ligament benefit
6 months
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wordings before making a decision to purchase the product.
† Prices are accurate at the time of publishing. $26/month based upon a 8-week old Australian Mist kitten with the ‘Catastrophe 2’ plan and $900 excess.