Cat (EN) Table of benefits test
Safety-net plan
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €4,000
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
12-month time limited policy1
-
Annual preventive care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €1,000
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventive care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €2,500
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventive care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Economy
Basic Standard
Basic Plus
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €4,000
Up to €1,000
Up to €2,500
Cost coverage
The share of the costs we pay.
Up to 100%
Up to 100%
Up to 100%
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
Excess
The part of the claims you pay yourself.
From €90
From €90
From €90
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
12-month time limited policy1
Annual preventive care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
No cover
No cover
Mid-range plan
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €5,000
-
Cost coverage
The share of the costs we pay.
Choose from
70% – 80% – 90% -
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
Choose from
€0 – €60 – €120 -
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
Up to €145
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €6,000
-
Cost coverage
The share of the costs we pay.
Choose from
70% – 80% – 90% -
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
Choose from
€0 – €60 – €120 -
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
Up to €145
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €9,000
-
Cost coverage
The share of the costs we pay.
Choice from
70% – 80% – 90% -
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
Choose from
€0 – €60 – €120 -
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
Up to €145
Core
Vital
Key
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €5,000
Up to €6,000
Up to €9,000
Cost coverage
The share of the costs we pay.
Choose from
70% – 80% – 90%
Choose from
70% – 80% – 90%
Choice from
70% – 80% – 90%
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
Excess
The part of the claims you pay yourself.
Choose from
€0 – €60 – €120
Choose from
€0 – €60 – €120
Choose from
€0 – €60 – €120
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
Up to €145
Up to €145
Up to €145
Superior plan
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €5,000
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €6,000
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Leistungen
-
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €9,000
-
Cost coverage
The share of the costs we pay.
Up to 100%
-
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
-
Excess
The part of the claims you pay yourself.
From €90
-
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
-
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
Entry
Mid-point
Superior
Vet & surgery costs per year
The maximum amount we pay towards vet visits and surgery each year.
Up to €5,000
Up to €6,000
Up to €9,000
Cost coverage
The share of the costs we pay.
Up to 100%
Up to 100%
Up to 100%
Reimbursement up to 4× the GOT rate
We cover vet fees up to four times the standard rate used by vets in Germany.
Excess
The part of the claims you pay yourself.
From €90
From €90
From €90
Lifetime cover
Lifetime pet insurance provides comprehensive cover for your pet's illnesses and injuries year after year, as long as you continue to renew your policy. This means that chronic or long-term conditions such as arthritis or diabetes can be covered for life.
Annual preventative care
An annual amount towards routine care, such as vaccinations, health checks or parasite treatments.
No cover
No cover
No cover
1 With a time-limited pet insurance policy, illnesses and injuries are covered for a period of up to 12 months and up to a set sum insured.
Cover for a specific illness or injury ends once either the 12 months have elapsed or the maximum sum insured has been reached.
Conditions for which a claim has already been made will not be covered again upon renewal of the policy.
What's covered by annual preventative care?
With our mid-range pet insurance policy, you’ll receive the following benefits each year:
€50 toward a range of treatments, including:
- Sterilisation or castration
- Microchipping
- Deworming
- Behavioural therapy
- Teeth cleaning
- Alternative therapies
- Prescription diets
€30 toward vaccinations or a health check
€10 toward a worm test or blood screen
€10 toward a FeLV/FIV test or urinalysis
€45 toward flea and tick control