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Cat insurance

Whether you’ve got a young kitten, active cat or an older cat, we've got you covered with a range of cat insurance policy options packed with added benefits to suit.

Compare our plans to find the best level of cover for your cat

We know how inquisitive cats can be whether they’re house cats or roam outside and, whilst they usually land on their feet, Petcover policies are designed to be as straightforward and stress-free as possible should the unexpected occur. From a young explorer to a more mature feline, we’ve got you covered.

As pet insurance specialists, we offer Germany’s best range of policies for your cat – Superior, Mid-range and Safety-net; each offering different benefits and layers of protection, from full protection to just the basics. Our comparison table below outlines the key differences to help you choose the most suitable option for you and your pet. 

Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your cat will be looked after if illness or injury strikes.

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €9.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    Cover for the cost of any examination, consultation, advice, test and prescribed medication for acupuncture, chiropractic manipulation, hydrotherapy, osteopathy, and the like, which your vet recommends or carries out. Annual sub limit per policy year within the veterinary fee cover.

    Up to €2.000

    (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €90
    €90 + 20% (8+ years)
    €90 + 35% (10+ years)

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Up to 100%

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Brachycephalic
    Airway Obstruction: 365 days
    Illness: 14 days

More details

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

    Up to €1.500

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered, if your cat is stolen or goes missing.

    Up to €2.000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

    Up to €1.500

  • Denied re-entry and loss of documents

    Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.

    Up to €1.500

  • Emergency repatriation

    Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.

    Up to €500

Optional extras

  • Death from illness or injury

    Cover for the price you paid for your pet (or the market value) if it either dies or has to be put to sleep from an injury or illness.

    Included up to €2.000

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

    Included up to €2.000

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €6.000

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    Cover for the cost of any examination, consultation, advice, test and prescribed medication for acupuncture, chiropractic manipulation, hydrotherapy, osteopathy, and the like, which your vet recommends or carries out. Annual sub limit per policy year within the veterinary fee cover.

    Up to €1.500

    (Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €90
    €90 + 20% (8+ years)
    €90 + 35% (10+ years)

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Up to 100%

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Brachycephalic
    Airway Obstruction: 365 Days
    Illness: 14 Days

More details

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

    Up to €1.250

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered, if your cat is stolen or goes missing.

    Up to €1.500

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

    Up to €1.250

  • Denied re-entry and loss of documents

    Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.

    Up to €1.250

  • Emergency repatriation

    Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.

    Up to €400

Optional extras

  • Death from illness or injury

    Cover for the price you paid for your pet (or the market value) if it either dies or has to be put to sleep from an injury or illness.

    Up to €1.500

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

    Up to €1.500

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €5.000

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    Cover for the cost of any examination, consultation, advice, test and prescribed medication for acupuncture, chiropractic manipulation, hydrotherapy, osteopathy, and the like, which your vet recommends or carries out. Annual sub limit per policy year within the veterinary fee cover.

    Up to €1.000

    (Any amounts paid under this benefit are part of the Policy Aggregate  of Veterinary Fees as shown above.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €90
    €90 + 20% (8 years+)
    €90 + 35% (10 years+)

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    N/A

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Brachycephalic
    Airway Obstruction: 365 Days
    Illness: 14 Days

More details

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

    Up to €1.000

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered, if your cat is stolen or goes missing.

    Up to €1.000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

    Up to €1.000

  • Denied re-entry and loss of documents

    Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.

    Up to €1.000

  • Emergency repatriation

    Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.

    Up to €300

Optional extras

  • Death from illness or injury

    Cover for the price you paid for your pet (or the market value) if it either dies or has to be put to sleep from an injury or illness.

    Up to €1.500

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

    Up to €1.500

Benefits

Superior

Mid-point

Entry

Lifetime cover

Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

Veterinary fees

Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

Up to €9.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Up to €6.000

(As shown in the Certificate of Insurance.)

Up to €5.000

(As shown in the Certificate of Insurance.)

Alternative and complementary treatment

Cover for the cost of any examination, consultation, advice, test and prescribed medication for acupuncture, chiropractic manipulation, hydrotherapy, osteopathy, and the like, which your vet recommends or carries out. Annual sub limit per policy year within the veterinary fee cover.

Up to €2.000

(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)

Up to €1.500

(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)

Up to €1.000

(Any amounts paid under this benefit are part of the Policy Aggregate  of Veterinary Fees as shown above.)

Fixed excess

Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

€90
€90 + 20% (8+ years)
€90 + 35% (10+ years)

€90
€90 + 20% (8+ years)
€90 + 35% (10+ years)

€90
€90 + 20% (8 years+)
€90 + 35% (10 years+)

Benefit percentage

Percentage of eligible veterinary fees/bills covered.

Up to 100%

Up to 100%

N/A

Waiting periods

Is the initial period during which no benefit is payable for the mentioned conditions.

Injury: No waiting period
Brachycephalic
Airway Obstruction: 365 days
Illness: 14 days

Injury: No waiting period
Brachycephalic
Airway Obstruction: 365 Days
Illness: 14 Days

Injury: No waiting period
Brachycephalic
Airway Obstruction: 365 Days
Illness: 14 Days

More details

Boarding fees

Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

Up to €1.500

Up to €1.250

Up to €1.000

Advertising and reward

Cover to assist with the cost of advertising and the reward offered, if your cat is stolen or goes missing.

Up to €2.000

Up to €1.500

Up to €1.000

Holiday cancellation

Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

Up to €1.500

Up to €1.250

Up to €1.000

Denied re-entry and loss of documents

Cover for costs associated with your cat being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.

Up to €1.500

Up to €1.250

Up to €1.000

Emergency repatriation

Cover for the costs to get your cat home if your cat is too unwell to travel home the same way it travelled to your holiday destination.

Up to €500

Up to €400

Up to €300

Optional extras

Death from illness or injury

Cover for the price you paid for your pet (or the market value) if it either dies or has to be put to sleep from an injury or illness.

Included up to €2.000

Up to €1.500

Up to €1.500

Loss by theft or straying

Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

Included up to €2.000

Up to €1.500

Up to €1.500

Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your cat’s needs. 

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €9.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €0 or €60 or €120

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Choice of up to
    70% or 80% or 90%

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 28 days
    Cruciate ligament disease: 180 days
    Brachycephalic
    Airway Obstruction:  365 days

  • Cruciate ligament benefit

    The maximum benefit you can claim for on this condition under this policy.

    Up to €5.000

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

    Up to €500

  • Paralysis tick

    Means the maximum benefit you can claim for on this condition under this policy.

    1st claim up to €1.000
    Subsequent claims up to €500

  • Cancer treatment

    The maximum benefit you can claim for this condition under this policy.

    Up to €5.000

  • Hip dysplasia

    The maximum benefit you can claim for this condition under this policy.

    Up to €5.000

  • Skin conditions

    The maximum benefit you can claim for this condition under this policy.

    Up to €500

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an impatient in hospital.

    Up to €1.500

  • Saying goodbye

    The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.

    Up to €250

  • Day to day care (no excess applicable)

    The maximum amount that can be claimed for one of the mentioned benefits.

    €50 Annual benefit for only one (1) of the following:

    Sterilisation/castration
    Microchipping
    Deworming
    Behavioural therapy
    Teeth cleaning
    Alternative therapies
    Prescription diets
    Dewclaw removal

    Annual Benefit for all of the following:

    Vaccinations or health check – €30
    Worm test or blood screen – €10
    FeLv/FIV test or urinalysis – €10
    Flea & tick control – €45

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €6.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €0 or €60 or €120

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Choice of up to
    70% or 80% or 90%

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 28 days
    Cruciate ligament disease: 180 days
    Brachycephalic
    Airway Obstruction:  365 days

  • Cruciate ligament benefit

    The maximum benefit you can claim for on this condition under this policy.

    Up to €3.000

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

    Up to €400

  • Paralysis tick

    Means the maximum benefit you can claim for on this condition under this policy.

    1st claim up to €1.000
    Subsequent claims up to €500

  • Cancer treatment

    The maximum benefit you can claim for this condition under this policy.

    Up to €3.000

  • Hip dysplasia

    The maximum benefit you can claim for this condition under this policy.

    Up to €3.000

  • Skin conditions

    The maximum benefit you can claim for this condition under this policy.

    Up to €400

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an impatient in hospital.

    Up to €1.250

  • Saying goodbye

    The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.

    Up to €200

  • Day to day care (no excess applicable)

    The maximum amount that can be claimed for one of the mentioned benefits.

    €50 Annual benefit for only one (1) of the following:

    Sterilisation/castration
    Microchipping
    Deworming
    Behavioural therapy
    Teeth cleaning
    Alternative therapies
    Prescription diets
    Dewclaw removal

    Annual Benefit for all of the following:

    Vaccinations or health check – €30
    Worm test or blood screen – €10
    FeLv/FIV test or urinalysis – €10
    Flea & tick control – €45

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €5.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Fixed excess

    Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

    €0 or €60 or €120

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Choice of up to
    70% or 80% or 90%

  • Waiting periods

    Is the initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 28 days
    Cruciate ligament disease: 180 days
    Brachycephalic
    Airway Obstruction: 365 days

  • Cruciate ligament benefit

    The maximum benefit you can claim for on this condition under this policy.

    Up to €2.000

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

    Up to €300

  • Paralysis tick

    Means the maximum benefit you can claim for on this condition under this policy.

    1st claim up to €1.000
    Subsequent claims up to €500

  • Cancer treatment

    The maximum benefit you can claim for this condition under this policy.

    Up to €2.000

  • Hip dysplasia

    The maximum benefit you can claim for this condition under this policy.

    Up to €2.000

  • Skin conditions

    The maximum benefit you can claim for this condition under this policy.

    Up to €300

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an impatient in hospital.

    Up to €1.000

  • Saying goodbye

    The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.

    Up to €150

  • Day to day care (no excess applicable)

    The maximum amount that can be claimed for one of the mentioned benefits.

    €50 Annual benefit for only one (1) of the following:

    Sterilisation/castration
    Microchipping
    Deworming
    Behavioural therapy
    Teeth cleaning
    Alternative therapies
    Prescription diets
    Dewclaw removal

    Annual Benefit for all of the following:

    Vaccinations or health check – €30
    Worm test or blood screen – €10
    FeLv/FIV test or urinalysis – €10
    Flea & tick control – €45

Benefits

Key

Vital

Core

Lifetime cover

Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

Veterinary fees

Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

Up to €9.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Up to €6.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Up to €5.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Fixed excess

Is the amount you will be required to pay for each non-related claim. An additional age excess applies for cats eight years and over.

€0 or €60 or €120

€0 or €60 or €120

€0 or €60 or €120

Benefit percentage

Percentage of eligible veterinary fees/bills covered.

Choice of up to
70% or 80% or 90%

Choice of up to
70% or 80% or 90%

Choice of up to
70% or 80% or 90%

Waiting periods

Is the initial period during which no benefit is payable for the mentioned conditions.

Injury: No waiting period
Illness: 28 days
Cruciate ligament disease: 180 days
Brachycephalic
Airway Obstruction:  365 days

Injury: No waiting period
Illness: 28 days
Cruciate ligament disease: 180 days
Brachycephalic
Airway Obstruction:  365 days

Injury: No waiting period
Illness: 28 days
Cruciate ligament disease: 180 days
Brachycephalic
Airway Obstruction: 365 days

Cruciate ligament benefit

The maximum benefit you can claim for on this condition under this policy.

Up to €5.000

Up to €3.000

Up to €2.000

Vet consultations

The maximum benefit you claim for veterinary costs declared as consultation fees.

Up to €500

Up to €400

Up to €300

Paralysis tick

Means the maximum benefit you can claim for on this condition under this policy.

1st claim up to €1.000
Subsequent claims up to €500

1st claim up to €1.000
Subsequent claims up to €500

1st claim up to €1.000
Subsequent claims up to €500

Cancer treatment

The maximum benefit you can claim for this condition under this policy.

Up to €5.000

Up to €3.000

Up to €2.000

Hip dysplasia

The maximum benefit you can claim for this condition under this policy.

Up to €5.000

Up to €3.000

Up to €2.000

Skin conditions

The maximum benefit you can claim for this condition under this policy.

Up to €500

Up to €400

Up to €300

Boarding fees

Cover for the cost of boarding your cat at a licensed cattery, or towards the cost of someone looking after your cat while you are an impatient in hospital.

Up to €1.500

Up to €1.250

Up to €1.000

Saying goodbye

The maximum you can claim for should a vet recommend your cat is put to sleep, and subsequent cremation and/or burial costs.

Up to €250

Up to €200

Up to €150

Day to day care (no excess applicable)

The maximum amount that can be claimed for one of the mentioned benefits.

€50 Annual benefit for only one (1) of the following:

Sterilisation/castration
Microchipping
Deworming
Behavioural therapy
Teeth cleaning
Alternative therapies
Prescription diets
Dewclaw removal

Annual Benefit for all of the following:

Vaccinations or health check – €30
Worm test or blood screen – €10
FeLv/FIV test or urinalysis – €10
Flea & tick control – €45

€50 Annual benefit for only one (1) of the following:

Sterilisation/castration
Microchipping
Deworming
Behavioural therapy
Teeth cleaning
Alternative therapies
Prescription diets
Dewclaw removal

Annual Benefit for all of the following:

Vaccinations or health check – €30
Worm test or blood screen – €10
FeLv/FIV test or urinalysis – €10
Flea & tick control – €45

€50 Annual benefit for only one (1) of the following:

Sterilisation/castration
Microchipping
Deworming
Behavioural therapy
Teeth cleaning
Alternative therapies
Prescription diets
Dewclaw removal

Annual Benefit for all of the following:

Vaccinations or health check – €30
Worm test or blood screen – €10
FeLv/FIV test or urinalysis – €10
Flea & tick control – €45

Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your cat when emergency treatment is needed.

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €6.000
    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.

  • Fixed excess

    The amount you will be required to pay for each non-related claim. The full list of 'select breeds' can be found on our FAQs page.

     €450 or €900

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Up to 100%

  • Waiting periods

    The initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 28 Days
    Cruciate Ligament Disease: 180 Days
    Brachycephalic
    Airway Obstruction: 365 Days

  • Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit

    The maximum benefit you can claim for on these conditions. Annual sub limit per policy year within the veterinary fee cover.

    Up to €3.000

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered if your cat is stolen or goes missing.

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

  • Denied re-entry and loss of documents

    Cover for the costs associated with your pet being in a boarding kennel, getting duplicate import documents and/or extra costs to travel home, if the delay in getting duplicate importation documents has caused you to miss your scheduled travel arrangements back home.

  • Emergency repatriation

    Cover for the costs to get your pet home, if you pet is too unwell to travel home the same way it travelled to your holiday destination.

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

    Up to €400

  • Cancer treatment

    The maximum benefit you can claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

    Up to €3.000

  • Skin conditions

    The maximum benefit you an claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

    Up to €400

  • Death from illness or injury

    Cover for the price you paid for your cat (or the market value) if your cat dies of an injury or an illness before 8 years of age.

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €3.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.

  • Fixed excess

    The amount you will be required to pay for each non-related claim. The full list of 'select breeds' can be found on our FAQs page.

    €450 or €900

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Up to 100%

  • Waiting periods

    The initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 28 days
    Cruciate ligament disease: 180 days
    Brachycephalic
    Airway Obstruction: 365 days

  • Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit

    The maximum benefit you can claim for on these conditions. Annual sub limit per policy year within the veterinary fee cover.

    Up to €2.000

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered if your cat is stolen or goes missing.

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

  • Denied re-entry and loss of documents

    Cover for the costs associated with your pet being in a boarding kennel, getting duplicate import documents and/or extra costs to travel home, if the delay in getting duplicate importation documents has caused you to miss your scheduled travel arrangements back home.

  • Emergency repatriation

    Cover for the costs to get your pet home, if you pet is too unwell to travel home the same way it travelled to your holiday destination.

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

    Up to €300

  • Cancer treatment

    The maximum benefit you can claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

    Up to €2.000

  • Skin conditions

    The maximum benefit you an claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

    Up to €300

  • Death from illness or injury

    Cover for the price you paid for your cat (or the market value) if your cat dies of an injury or an illness before 8 years of age.

Benefits

  • Lifetime cover

    Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

  • Veterinary fees

    Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

    Up to €4.000

    Annual benefit limit

    (As shown in the Certificate of Insurance.)

  • Alternative and complementary treatment

    The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.

    Up to €1.000

  • Fixed excess

    The amount you will be required to pay for each non-related claim. The full list of 'select breeds' can be found on our FAQs page.

    €90
    €90 + 20% (8 years+)
    €90 + 35% (10 years+)

  • Benefit percentage

    Percentage of eligible veterinary fees/bills covered.

    Up to 100%

  • Waiting periods

    The initial period during which no benefit is payable for the mentioned conditions.

    Injury: No waiting period
    Illness: 14 Days
    Brachycephalic Airway Obstruction: 365 Days

  • Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit

    The maximum benefit you can claim for on these conditions. Annual sub limit per policy year within the veterinary fee cover.

  • Boarding fees

    Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

    Up to €1.000

  • Advertising and reward

    Cover to assist with the cost of advertising and the reward offered if your cat is stolen or goes missing.

    Up to €1.000

  • Loss by theft or straying

    Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

    Up to €1.000

  • Holiday cancellation

    Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

    Up to €1.000

  • Denied re-entry and loss of documents

    Cover for the costs associated with your pet being in a boarding kennel, getting duplicate import documents and/or extra costs to travel home, if the delay in getting duplicate importation documents has caused you to miss your scheduled travel arrangements back home.

    Up to €1.000

  • Emergency repatriation

    Cover for the costs to get your pet home, if you pet is too unwell to travel home the same way it travelled to your holiday destination.

    Up to €300

  • Vet consultations

    The maximum benefit you claim for veterinary costs declared as consultation fees.

  • Cancer treatment

    The maximum benefit you can claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

  • Skin conditions

    The maximum benefit you an claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

  • Death from illness or injury

    Cover for the price you paid for your cat (or the market value) if your cat dies of an injury or an illness before 8 years of age.

    Up to €1.000

Benefits

Catastrophe 2

Catastrophe 1

Economy

Lifetime cover

Lifetime cover means you can continue to claim for ongoing treatment of illness or injuries throughout your cat’s lifetime, provided there is no break in cover.

Veterinary fees

Covers the cost of veterinary treatment your cat receives during the insurance period to treat injury, accident or illness.

Up to €6.000
Annual benefit limit

(As shown in the Certificate of Insurance.)

Up to €3.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Up to €4.000

Annual benefit limit

(As shown in the Certificate of Insurance.)

Alternative and complementary treatment

The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.

Up to €1.000

Fixed excess

The amount you will be required to pay for each non-related claim. The full list of 'select breeds' can be found on our FAQs page.

 €450 or €900

€450 or €900

€90
€90 + 20% (8 years+)
€90 + 35% (10 years+)

Benefit percentage

Percentage of eligible veterinary fees/bills covered.

Up to 100%

Up to 100%

Up to 100%

Waiting periods

The initial period during which no benefit is payable for the mentioned conditions.

Injury: No waiting period
Illness: 28 Days
Cruciate Ligament Disease: 180 Days
Brachycephalic
Airway Obstruction: 365 Days

Injury: No waiting period
Illness: 28 days
Cruciate ligament disease: 180 days
Brachycephalic
Airway Obstruction: 365 days

Injury: No waiting period
Illness: 14 Days
Brachycephalic Airway Obstruction: 365 Days

Cruciate ligament, patella luxation, hip dysplasia or osteochondritis dissecans (OCD) benefit

The maximum benefit you can claim for on these conditions. Annual sub limit per policy year within the veterinary fee cover.

Up to €3.000

Up to €2.000

Boarding fees

Cover for the cost of boarding your cat at a licensed kennel, or towards the cost of someone looking after your cat while you are an inpatient in hospital.

Up to €1.000

Advertising and reward

Cover to assist with the cost of advertising and the reward offered if your cat is stolen or goes missing.

Up to €1.000

Loss by theft or straying

Cover for the price you paid for your cat (or the market value) if your cat is stolen or goes missing and does not return.

Up to €1.000

Holiday cancellation

Cover for the value of any unused travel and accommodation expenses that you have paid for due to your cat requiring lifesaving medical help.

Up to €1.000

Denied re-entry and loss of documents

Cover for the costs associated with your pet being in a boarding kennel, getting duplicate import documents and/or extra costs to travel home, if the delay in getting duplicate importation documents has caused you to miss your scheduled travel arrangements back home.

Up to €1.000

Emergency repatriation

Cover for the costs to get your pet home, if you pet is too unwell to travel home the same way it travelled to your holiday destination.

Up to €300

Vet consultations

The maximum benefit you claim for veterinary costs declared as consultation fees.

Up to €400

Up to €300

Cancer treatment

The maximum benefit you can claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

Up to €3.000

Up to €2.000

Skin conditions

The maximum benefit you an claim for on this condition. Annual sub limit per policy year within the veterinary fee cover.

Up to €400

Up to €300

Death from illness or injury

Cover for the price you paid for your cat (or the market value) if your cat dies of an injury or an illness before 8 years of age.

Up to €1.000

Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wordings before making a decision to purchase the product.

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Get a cat insurance quote today

From your Manx to your Maine coon – our wide range of cat insurance is for everyone. Get a quote today and see if you can save.

Cat insurance policy information

View the cat insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs.

Making a claim

We understand how stressful it is when your cat gets sick or injured; that’s why we want to settle your claim as quickly as possible.